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Risk Insights Blog

Unique insights and analysis from the Donegan Insurance team.

Hospitality Insurance

Hotel Liability Towers Are Being Rebuilt, and Abuse Exclusions Are the Price

A $604 Million Verdict Against a Freight Broker Changes the Insurance Math for Small Fleets

Homeowners Insurance

Replacement Cost vs. Actual Cash Value on Your Roof — The New Federal Mortgage Rule

Homeowners Insurance

Why Nearly Half of Texas Home Insurance Claims Pay $0

Homeowners Insurance

Gov. Abbott’s $400M Roof Fortification Plan — What Texas Homeowners Need to Know

Homeowners InsuranceBusiness Insurance

Inflation-Driven Underinsurance: Is Your Coverage Keeping Up with Replacement Costs?

2026 FMCSA Rule Changes: What Every Texas Carrier Needs to Know

Business Insurance

Why Your Property Insurance Premium Is Dropping — and How to Take Advantage

Business InsuranceInsurance

Employee Theft Costs Small Businesses 15 Times More Than Outside Theft. Most Policies Do Not Cover It.

Business Insurance

A Roof Collapsed on Shoppers This Weekend. Storms Do Not Wait for Hurricane Season.

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